Program Services & A Comprehensive List of Benefits for NEA Members

Insurance Programs
• NEA Complimentary LifeSM Insurance*: No-cost life
insurance and accidental death and dismemberment
insurance while actively engaged in your occupation.
• NEA Guaranteed Issue Life Plan*: Coverage guaranteed
for NEA members and their spouses ages 45 and older.
• NEA Introductory Term LifeSM Insurance*: $15,000 of
life insurance at no cost to eligible new members.
• NEA Auto & Home Insurance Program provides
specially negotiated rates and features.
• Whether you live in an apartment, dorm or house, NEA
Homeowners® Insurance can protect your valuables.
• NEA Group Term Life Insurance* provides up to
$500,000 of decreasing term life at affordable group
rates for members and spouses.
• For peace of mind at home or when you travel, get
NEA AD&D Insurance*.
• The NEA Level Premium Term Life Insurance Plan*.
Coverage amounts up to $1,000,000 are available for
10-year, 15-year and 20-year terms. Premiums won’t
increase or decrease for the entire term.
• NEA Hospital Care Insurance Plan: Two options to help
you pay the “extra” expenses associated with a hospital
stay plus at home recovery.
• NEA Income Protection® Plan: Provides income when
you are unable to work due to illness or injury.
• NEA Long-Term Care Insurance Program: Financial
support in paying for necessary long-term care services like
nursing home, home health and assisted living care.
• NEA Medicare Supplement Program*: Coverage for
hospital and medical expenses not covered by Medicare.
• NEA Dental and Vision Insurance Program now
provides you with substantial coverage for a majority
of your dental care expenses and optional vision
insurance to cover your eyewear needs.
• NEA Pet Insurance: With this plan you can visit any
licensed veterinarian and Pets Best reimburses you 80%
of the vet’s bill for covered services after a deductible.
*Provided through the NEA Members Insurance Trust®
Credit Programs
• NEA Credit Card Program®: Superior benefits exclusive to
NEA members including low introductory annual
percentage rate offers, rewards and competitive APRs.
• NEA Cash RewardsSM Card
• NEASM Platinum Plus® credit card with WorldPoints® rewards
• NEASM Accelerated Rewards® American Express® Card
For more information on the costs and benefits of these cards
or to apply, please call 800-468-7632 or visit neamb.com.
Loan and Mortgage Programs
• NEA Home Financing Program®: New mortgages,
refinances, and home equity loans. Members enjoy
competitive rates and exceptional service. Plus you’ll get
$200 in gift cards after closing on a new purchase
mortgage or refinance loan through this program. To learn
more, please call 800-632-4968.
• NEA Personal Loan®: Borrow from $3,000 to $25,000**
at members-only rates with affordable monthly payments.
No collateral required.
• NEA National Board Certification Loan®: A special
revolving line of credit designed to help cover the
assessment fee for National Board Certification.
• NEASM Smart Option Student Loan® by Sallie Mae®: On
average you can save hundreds, even thousands of dollars
in repayment compared to a 15-year private student loan
where payments are deferred during school. Available to
undergraduate, graduate and continuing education
students who need funds after maximizing free money and
federal loans.
**Upon approval, credit line based on creditworthiness.
Investment Programs
• For competitive yields, the safety of FDIC insurance up to
the maximum amount allowed by law and easy access to
your funds, put your money in the NEA-Sponsored
Money Market Account®, offered by Bank of America.
• The NEA-Sponsored CD®, offered by Bank of America,
features competitive yields and the safety of FDIC insurance
up to the maximum amount allowed by law.
• A Tax-Deferred Retirement Savings Program provides
an ideal tax-deferred rollover opportunity that guarantees
monthly income to you and your spouse.
Bank of America is a registered trademark of Bank of America, N.A. Member FDIC.
© 2010 Bank of America Corporation. American Express is a federally registered service
mark of American Express and is used by the issuer pursuant to license. Accelerated
Rewards and WorldPoints are registered trademarks of FIA Card Services, N.A. programs.